Guiding Hands invites consumers to start fresh financially during this time of year and take that first step to repair their credit or simply raise current credit scores. Tax season is a great time to regroup financially and can be a great use of your tax refund. If you have poor credit, take steps to make it better. If you are looking to purchase a home down the road, be proactive now!
When people don’t have good credit, they can feel shame and lose their sense of pride. They have trouble getting that car they want or purchasing a home or their credit card is declined at the store checkout line. It can be embarrassing and the good news is we can help you!
It is more important than ever to have good credit, as more people are looking at consumer’s scores. It is not just about purchasing a car or a home anymore, insurance companies and even employers are looking at credit scores. Everyone should be looking at their credit reports once a year to make sure there are no inaccuracies. Under the Fair Credit Reporting Act (FCRA) consumers are entitled to one free credit report yearly and should definitely take advantage of this right. The official “free” website for obtaining your credit report is http://www.AnnualCreditReport.com.