Who is guiding hands credit services and how long have they been in business?

Guiding Hands is a credit repair company located in Covington, Washington. We have been in business since 2007 and have helped 5,000 people and counting improve their credit reports. If you would like to learn more about what our clients are saying about us, you can Google search "Guiding Hands Credit Services," read our reviews, or visit our Facebook page.

How long will it take for my credit scores to increase?

All of our clients who have followed our easy step-by-step process have seen an improvement to their credit scores in as little as 35 to 45 days.

Who looks at my credit report?

Your credit report is generally looked at by those who are considering loaning you money. This includes banks, car dealerships, and credit card issuers. Employers, insurance companies, utility companies, apartment management companies, and a list of others look at your credit report as well.

How much will it cost me?

We have different packages that fit all budgets. For a full break down of the costs, please see our packages page.

What items can be removed from my credit report?

All items can be removed from your credit report if reporting is not 100% accurate, 100% verifiable, 100% complete, and within the allowable timeframe. Items such as late payments, collections, charge-offs, inquiries, student loans, repossessions, foreclosures, medical bills, credit card debt, judgments, tax liens, and bankruptcies.

Can I fix my credit myself?

Yes, it is your right under the law to dispute and challenge errors on your credit report on your own or hire a company to assist you.

Guiding Hands Credit Services has helped over 5,000 people repair their credit. Over a decade, the owner has invested thousands of dollars and thousands of hours studying the best ways to help people improve their credit reports.

Guiding Hands has credit repair packages that they will do for you or a “Do-It-Yourself Package.”.

Is credit repair legal?

Yes! Under the Fair Credit Reporting Act (FCRA), we as consumers have the right to dispute any item on your credit report. If that item cannot be verified or proven accurate within a reasonable time, 30 days, it must be removed from the credit report. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports.